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...thanks for all of your hard work and for deciding to sharing it with the rest of us.

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Josh's Testimonial

I've recently become disillusioned with online budgeting apps like Mint and YNAB and resolved to handle all of my budgeting by hand...Your budget template is exactly what I was looking for.

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It is very good.

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Take control

Of Your Money

I've tried Mint, Quicken, YNAB and many other solutions to manage my personal budget...They were all either too expensive, full of ads or too restrictive.

Managing your personal budget in spreadsheet means it is easy to customize.

You might be surprised by how much you can do with a spreadsheet budgeting tool.

Version 2.0 RELEASED! It is simpler and more powerful.

For many of us simple translates as "we'll actually us it."

If it is hard to use, it won't work. I designed this with busy people mind who don't live and breath spreadsheets.

Control of your Money In 3 Steps

1) Estimate Income & Expenses

It's ok if your estimates are off. Simply having a plan for your money is the most important and surprisingly simple first step to gaining control of your finances.

Read More on Budget Basics

2) Easily Check Budget Categories & Record Transactions

This takes work, but who can build wealth without effort? Fill in the details when you are in line or pumping gas.

Entering every transaction recreates some "payment pain" (See this interesting Psychology Today Articl).

3) Reconcile Each Month

I don't know of any other spreadsheet that makes it so easy to reconcile each month.

Easily find transactions and mark them cleared on one sheet.

Get Started

Own Your Money Solution

No monthly fees. No annoying ads. Why not have total control of your money tool?

Does It Download Transactions?

No spreadsheet can do that for security reasons. You can connect with Tiller and have your transactions downloaded for a fee. However, manually entering transactions helps prevent fraud and re-creates some payment pain (See this interesting Psychology Today Articl) helping you keep more of your money.

See Why Automation Is Not Always Best

How To Budget

Ad executives love when you don't have a budget. Not knowing where to start, puts us right in their hands.

Simple Steps To Start a Budget

All the Essentials

Get your family on the same page with the right tools.

Monthly & Yearly Budgeting

Avoid Surprises

Learn About Cash Flow


Get everyone on the same household budget

See Where Your money Is Going

See the Charts

How To: Monthly Reconciliation

How to Reconcile with Bank Statement

Transfer Money Between Accounts

How to Record Account Transfers

Create Reoccurring Expenses

Easily Access on All Devices

JUST $10 to control your money.

Get Started

Make your own personal budget spreadsheet free.

Have time on your hands? Want to learn how to make your own budget template in Google Sheets?

Lesson 1

~ 30 minutes

Build a basic spreadsheet budget to keep track of monthly budgets, accounts, and transactions.

Lesson 2

~ 40 minutes

Add a graphical dashboard to see a snapshot of spending vs budgeting per category and graph of monthly expenses vs income plus total balances of all accounts.

Lesson 3

~ 40 minutes

Add the elite spreadsheet functionality of an input form and monthly reconciling form.

Build Your Own For Free